Was getting your budget under control one of your New Year’s resolutions? Every year it is one of mine. My budget isn’t out of control but I think I can do better. There are always ways to improve on what you are doing. Even if I were given 100 years I don’t think I would have mastered the budget. Things are always changing and so the budget must always change to adapt.
What changes have you made to your budget this year? We got rid of our family vacation this year and plan to have a “staycation” instead. We also added a life insurance policy.
I’m a stay at home mom and my husband and I have no extended family that would help us in the case of illness or death. With unemployment so high I am not confident that I would be able to find a job quickly. So, we added life insurance to our list of bills. I’m still not sure how I feel about spending the money on the insurance. But discussing the death of your spouse isn’t a fun conversation. It could be the idea more than the cost that causes me so much stress.
Do you have your spouse insured?